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In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree health-care costs can take an unconscionably big bite out of savings. A 65-year-old couple retiring this year will need $275,000 to cover health-care costs throughout retirement, Fidelity Investments said in its annual cost estimate, out Thursday.

ENID, Okla. –– More than 80 percent of rural hospitals in Oklahoma currently operate at a financial loss, and more than half have less than two weeks of operating cash in their accounts.